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About Torquil Clark Life Insurance

 

What is Critical Illness Cover?

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How much cover do I need?

Is Critical Illness Cover Cheap?

What is a Guaranteed and Reviewable policy?

Critical Illness / Terminal Illness - What is the difference?

Combining Critical Illness policies

Covering the Children

Claiming

Applying for your insurance

Initial Disclosure Document

Life Insurance Cover

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Torquil Clark Life Insurance is the trading name of Life Policies Direct Ltd.

Life Policies Direct Ltd is a leading firm of life insurance consultants providing low-cost life insurance direct to the customer, using the most competitive policies available from UK insurance companies. The Company operates through a telephone, postal and internet service and under its 'price promise' will beat any other quotation for life insurance currently on the market in the UK on a like for like basis.

The company has established excellent relationships with all the major providers including Norwich Union, Legal & General and Scottish Equitable and can boast their own dedicated processing team with most providers. Through careful control of its own costs and the employment of modern technology, Life Policies Direct Ltd is able to offer the most competitive rates on the market, combined with a highly personal service.

Life Policies Direct is available 24 hours a day 365 days a year and will provide free verbal quotes backed up by a promise to send a written quote to the client within 24 hours on every occasion.

Life Policies Direct 's service is further enhanced by the fact that where possible every enquirer speaks to a Life Policies Direct representative in person during the course of the sales process, to ensure the client gets the best policy for their requirements.

The company is confident that its post-sales service is really first class. All applications are returned to Life Policies Direct where they are fully checked for errors and omissions by experienced staff before being forwarded to the relevant insurance companies for processing. Their comprehensive back office systems ensure all applications are progressed as quickly as possible to ensure minimum delay to the client. In addition the Company has utilised leading technology where possible to establish on-line capability with many of the providers such that immediate, same day cover can be obtained in many cases.

In addition, if a policy has stayed in force over 4 years, the company will automatically review its customer's options and if available, send them details of a newer and more competitive policy.

Life Policies Direct was founded in 1999 and in 2005 the company merged with Torquil Clark Ltd. Life Policies Direct Ltd now trades under the name of Torquil clark Life Insurance.

Life Policies Direct Ltd is authorised and regulated by the Financial Services Authority.

The registered address for Life Policies Direct Ltd is: Life Policies Direct Ltd, St Marks, Chapel Ash, Wolverhampton, WV3 0TZ.