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Do I have to survive for a minimum number of days in order to claim under Critical Illness insurance?
What is Critical Illness Cover?
Is Critical Illness Cover Cheap?
What is a Guaranteed and Reviewable policy?
Critical Illness / Terminal Illness - What is the difference?
Combining Critical Illness policies
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Yes - most insurance companies state that you must live for at least 28 days following diagnosis of a critical illness. If you die within 28 days you cannot claim.
However, if you have a policy which combines both Life and Critical Illness insurance, and die within 28 days, you are still insured under the life cover provision of your policy. This is why it's wise to take out a combined critical illness and life insurance policy as it can help to cover both eventualities.
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